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SBA Loans

Small Business Loan Programs

The Small Business Administration (SBA) is a great resource for new and growing small businesses. Your small business may qualify for financing more easily and receive more flexible terms through SBA lending, which can help preserve your working capital for other expenses.

SBA 7(a)

The SBA 7(a) loan program helps provide working capital for business needs, from general operation expenses to expansions. Whether purchasing new equipment, real estate growth or working capital, this SBA business loan has the flexibility you're looking for. SBA 7(a) loans provide working capital for business needs, from general operation expenses to expansions. SBA 7(a) loans also feature longer loan terms and no balloon payments.

SBA 504

The SBA 504 loan program is a great choice for owner-operated, for-profit businesses. Through the SBA 504 loan program, business owners can receive up to 90% financing for the purchase, construction, and renovation of owner-occupied real estate or for purchasing machinery and equipment.  SBA 504 loans feature fixed rates available at 10, 20 and 25 year and up to 90% financing.

SBA Express

The SBA Express loan program features an easy application process and accelerated approval times, which makes this a popular choice for small businesses. SBA Express loans offer longer terms and lower down payment requirements than conventional loans. Plus, the SBA Express loan program features accelerated approval and flexible repayment terms. 

Business Credit Cards

A variety of Timberland Business Credit Cards are available through a partnership with ELAN Financial Services. Please visit your branch for an application.

Locate a Business Lender

We are proud to serve businesses across Western Washington. Locate a Timberland Business Lender in your area and let's talk about what you want to accomplish.

Resources and Applications

For your convenience, please click the links below to download copies of each form needed to proceed with your business loan application.

SBA Forms and Applications


Additional Resources

The Washington Small Business Development Center (WSBDC) (Opens in a new Window) provides no-cost confidential consulting and low cost training in proven management fundamentals helping small business owners and potential entrepreneurs make sound decisions for the successful operation of their business. The offices are staffed by Certified Business Advisors (CBA) who assist with business plans, proposals, etc.
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Meet Our Business Bankers

You're busy running your business. That's why we make it easy to grow with flexible financing! 

Business Accounts

Find exactly what you need to run your business. Our Business Accounts allow you to focus on your business and manage all transactions with ease!

Explore Business Accounts

Cash Management 

Our Cash Management products are designed to maximize the cash your business generates while providing you with the important reporting tools you need to manage a successful business.